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Listing provided courtesy of @properties Christie's International Real EstateMREDas Distributed by MLSGrid- MLS# 12689122MLS Provider

1414 S 4th StreetSt. Charles, IL 60174

Single Family · 5 Beds · 3 Full Baths · 2,417 Sq. ft.
$599,000 Contingent

1414 S 4th Street Overview

Time on Site:
3 days
Visits:
1

Situated in the highly sought-after Davis School neighborhood, this beautifully updated 5-bedroom, 3-bath Cape Cod offers more than 2,400 square feet of thoughtfully designed living space just minutes from both downtown St. Charles and downtown Geneva. Blending timeless architecture with sophisticated modern updates, this exceptional home offers a versatile floor plan designed for today's lifestyle. Refinished hardwood floors, custom wainscoting, crown molding, and updated lighting create a warm yet elegant atmosphere throughout the main level. The beautifully renovated kitchen features white shaker cabinetry, quartz countertops, a subway tile backsplash, stainless steel appliances, a farmhouse sink, and an oversized breakfast bar that flows seamlessly into the dining area-perfect for everyday living and effortless entertaining. Just beyond, the dramatic two-story family room serves as the heart of the home, showcasing soaring ceilings, clerestory windows that fill the space with natural light, and sliding glass doors leading to the expansive deck and backyard. The first-floor primary suite offers a private retreat with a beautifully updated bath and two custom walk-in closets, while an additional main-level bedroom provides exceptional flexibility for guests, a home office, or multigenerational living. Upstairs, you'll find three generously sized bedrooms and a beautifully renovated full bath. Outside, the thoughtfully reimagined exterior showcases newer siding, added brick accents, and professionally designed landscaping, creating exceptional curb appeal. The beautifully landscaped, fully fenced backyard offers a spacious deck, an in-ground pool, and plenty of green space for relaxing, entertaining, or enjoying family time. A widened driveway provides additional parking, while the heated tandem garage with an epoxy floor adds both functionality and versatility. Additional highlights include first-floor laundry, dual HVAC systems, and numerous thoughtful updates throughout. Ideally located near parks, shopping, dining, and award-winning St. Charles schools, this exceptional home offers the perfect combination of style, space, and location.

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1414 S 4th Street Facts & Features

  • Type Single Family
  • Sq. ft. 2,417
  • Price/Sq.ft. $248

Details

General

Association/HOA

  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None

School Information

  • School District: 303

Listing Information

  • Contingency: Attorney/Inspection

Building Information

  • New Construction: No
  • Year Built: 1947

Location/Region

  • County Or Parish: Kane
  • MLS Area Major: Campton Hills / St. Charles
  • Township: St. Charles

Community/Development

  • Community Features: Sidewalks, Street Lights

Tax Information

  • Tax Annual Amount: $11,670.00
  • Tax Year: 2025

General Information

  • Ownership: Fee Simple
  • Parcel Number: 0934380009
  • Property Type: Residential
  • Special Listing Conditions: None

Interior

Building Information

  • Approx. Total Finished SqFt.: 2417
  • Disability Access: No
  • Total SqFt.: 2417
  • Upper SqFt.: 2417

Parking Information

  • Garage Spaces: 2

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 5
  • Bedrooms Possible: 5

General Information

  • Appliances: Humidifier
  • Basement: Unfinished, Crawl Space, Partial
  • Electric: Circuit Breakers
  • Fireplaces Total: 0
  • Flooring: Hardwood
  • Heating: Natural Gas
  • Interior Features: Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan
  • Laundry Features: Main Level
  • Living Area: 2417
  • Living Area Source: Assessor
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s)
  • Rooms Total: 9
  • Window Features: Screens, Window Treatments

Exterior

Parking Information

  • Parking Features: Concrete, Tandem, Yes, Garage Owned, Attached, Garage
  • Parking Total: 2

Lot Information

  • Lot Features: Mature Trees
  • Lot Size Dimensions: 61x133x62x123
  • Water Source: Public

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Cape Cod
  • Construction Materials: Vinyl Siding, Brick
  • Roof: Asphalt

General Information

  • Exterior Features: Lighting
  • Sewer: Public Sewer

Room Information

Room: Bedroom 5

  • Level: Main
  • Dimensions: 14X12

Room: Eating Area

  • Level: Main
  • Dimensions: 12X11

Room: Family Room

  • Level: Main
  • Dimensions: 22X15

Room: Kitchen

  • Level: Main
  • Dimensions: 14X9

Room: Laundry

  • Level: Main
  • Dimensions: 8X6

Room: Living Room

  • Level: Main
  • Dimensions: 16X11

Room: Master Bedroom

  • Level: Main
  • Dimensions: 16X15

Room: Walk In Closet

  • Level: Main
  • Dimensions: 7X14

Room: Walk In Closet

  • Level: Main
  • Dimensions: 5X8

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

Room: Dining Room

  • Level: N/A

Room: Bedroom 2

  • Level: Second
  • Dimensions: 12X11

Room: Bedroom 3

  • Level: Second
  • Dimensions: 16X14

Room: Bedroom 4

  • Level: Second
  • Dimensions: 14X10

1414 S 4th Street Neighborhood

Community

60174 (ST. CHARLES) Demographics

42
Median Age
2,132
Population Density (per sq. mile)
54%
College Educated
$90,964
Estimated Median Income
8,192
Estimated Total Home Owners
3,877
Estimated Total Renters
68% / 32%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

1414 S 4th Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

1414 S 4th Street Market Data

Based on the last 30 days in this zip code

$646,929
Average List Price
$270
Average Price per Square Foot
32
Properties Sold
69
Average Days on Market
119
Properties for Sale
Calculations provided by Reliance Network

1414 S 4th Street History

Date Event Value Agent
6/29/2026Source: MRED Status Change
Contingent
6/26/2026Source: MRED Added to Database
June 26, 2026
6/20/2022Source: MRED Added to Database
January 27, 2022